Michigan's Poor Children Face An Uphill Battle
MUSKEGON -- Michigan's poor are having an increasingly hard time making ends meet, according to a recently completed study, and numerous social service organizations throughout the state.According to the 2003 Market Basket Survey (which measures the buying power of the poor), cash assistance and food stamps, which make up all the poor receive, covers only 5 percent of the income needed to pay for food, clothing and housing. One year ago, Public Assistance provided 60 percent."That's a very dramatic drop, one I haven't seen in the seven or eight years that we've been doing this," stated Ellen Speckman-Randall, executive director of the Michigan County Social Services Association, which conducted the annual survey.From a Muskegon Chronicle article on the subject: "According to the survey, a family of three would qualify for $9,830 a year in government cash assistance, food stamps and a back-to-school clothing allowance. That same family would spend an average of $18,137 in rent, utilities, transportation, food and clothing."Cash assistance grants have not increased for ten years under conservative Republican Gov. John Engler. And now, with a new governor, Jennifer Granholm, improvement is unlikely because of the state's projected $1.7 billion deficit.Child and Family Associates see an urgency in the public need particularly for children.
One reported suggestion is an added one-cent tax on each can of beer, to generate $20 Million, with the money to be used to increase the back-to-school clothing allowance from $25 to $100 -- much more than just this is needed to ensure the well being of poor children.Michigan's Republican-controlled legislature cut the clothing allowance from $75 to $25 to assist the Republican tax cuts for the rich.Another aspect to this plan was that lawmakers also trimmed back eligibility, limiting it to school-age children, four years and older on public assistance. Previously infants and toddlers were eligible.It has been noted that this past winter many children have been going to school without coats, boots or hats!Gov. Granholm is in many ways an improvement over our now former Gov. John Engler, but she has yet to prove herself an advocate for the poor -- particularly poor children.On a wider scale, west Michigan social activist and advocate for the poor, Father Jack LaGoe said: "A nation willing to put itself into a debt of $400 billion a year for the foreseeable future, asking only the poor and lower middle class to pay for it, has lost its vision and any hope of peace."
All articles are ? Copyleft 2003, the Michigan SocialistArticles may be reproduced, printed and distributed freely, as long as proper attribution is given.Any questions or comments, write a Letter to the Editor.
Debt Management gives the comfort of a debt free life
Everyone borrows money from the financial market at one or the other time to meet some urgent needs. But, at that time we don't realise that taking various debts from different lenders may become a burden one day. If you too are facing the same circumstances then debt management can prove to be the best solution to all your worries.
Debt management can be defined as an informal process of negotiations with the creditor to obtain a reduction in the interest rate levied or to reduce contractual repayment. The negotiation process involves giving proof to the creditors that the debtor has insufficient funds to meet all the debt obligations.
Debt management is a fair and growing service in the UK.
Debt problems usually occur due to circumstances which are beyond a person's control. Debt management not only helps in reducing a borrower's monthly payment but aims at eliminating all his debts. Borrowers get the benefit to consolidate their debts that are...
Debt Management gives the comfort of a debt free life
Debt consolidation > Debt Management gives the comfort of a debt free life
5 options on how to Get out of Debt
(ContentDesk) Aug. 9, 2005 -- Option 1 ? Pay the debts off yourself If you are in a financial position to take care of the debts yourself, this is your best possible scenario.
Option 2 ? Consolidation/Consumer Credit Counseling Services (CCCS)The banking world has developed a brilliant marketing concept of home equity loans to help "consolidate" your outstanding debt.
They sell you on the idea of a lower overall interest rate and a better tax break, but does the debt ever really get paid off.
This concept is merely robbing Peter to pay Paul.
Does it make sound financial sense to take unsecured debt and secure it with your most valuable asset, your home?
CCC organizations were originally set up by Visa in the early 1980's as a means of recovering money from thousands of people that were starting to fall behind on their payments.
Truth is, over 50% of all people who start a CCC program never actually complete paying off their debt.Option...
Debt consolidation > 5 options on how to Get out of Debt
Secured Loans Information
A secured loan is a personal loan which is generally offered to home owners. In a typical secured loan, the home is used as collateral against the loan, meaning that should you be unable to maintain the loan repayments, your home will be at risk. A secured loan is a loan made with an asset, often your home, used as security against default on repayments. When you apply for a loan from a lender they look to see if you have any security that you can offer that will make the risk of lending you money less of an issue. Secured loans are where you agree to offer the lender security over your home.
This means that the lender has the right to take ownership of this asset if you fail to make the loan repayments that are due under your agreement. This security will generally be your home even if you still have a mortgage on the property. This security basically makes a lender feel better about your ability to repay your loan. You put your security up as a guarantee to the lender so that...
Secured Loans Information
Debt consolidation > Secured Loans Information
Free Online Debt Consolidation
A majority of individuals burdened with multiple loans desperately seek a way out of their mounting debt problems. They seek expert services to combine their multiple loans into one. This is of great help to them because they no longer need to make payments against individual loans.
They are given the privilege of combining all loans into one with one monthly payment.
Online debt consolidation services are provided by various firms and are one of the most effective ways to save on debt consolidation.
All one needs to do is evaluate rates and terms from several lenders before making a financial commitment. Quotes cater to the financial needs of people trying to combine multiple loans into one and opting for a more affordable interest rate. An individual can compare offers from various lenders and decide which one is best for them.
The process starts by filling out an online form and waiting for offers from several lenders. A debt consolidation...
Debt consolidation > Free Online Debt Consolidation
VoIP Provider ViaTalk Offers New Customers Free Gas; Supports Hurricane Relief Efforts
Clifton Park, NY (ContentDesk via ContentDesk Direct) September 6, 2005 -- In an effort to help consumers deal with soaring gas prices, broadband phone service provider ViaTalk is giving away gas cards to all new customers establishing service with a two year prepay term.
Brendan Brader, ViaTalk Chief Executive Officer, certainly appreciates the current cost of gas.
Brader drives a ViaTalk branded Hummer H2 which serves as a local promotional tool for the company and displays a '1 MPG' state license plate.
Other company executives also drive ViaTalk branded vehicles.A all new customers establishing an account with a 24 month prepay term will receive an ExxonMobil gas card good for $20 in free gas with their ViaTalk welcome package while the promotion is in place.
The company offers a variety...
Debt consolidation > VoIP Provider ViaTalk Offers New Customers Free Gas; Supports Hurricane Relief Efforts
VoIP Provider ViaTalk Offers New Customers Free Gas; Supports Hurricane Relief Efforts
Clifton Park, NY (ContentDesk via ContentDesk Direct) September 6, 2005 -- In an effort to help consumers deal with soaring gas prices, broadband phone service provider ViaTalk is giving away gas cards to all new customers establishing service with a two year prepay term.Brendan Brader, ViaTalk Chief Executive Officer, certainly appreciates the current cost of gas.
Brader drives a ViaTalk branded Hummer H2 which serves as a local promotional tool for the company and displays a '1 MPG' state license plate.
Other company executives also drive ViaTalk branded vehicles.A all new customers establishing an account with a 24 month prepay term will receive an ExxonMobil gas card good for $20 in free gas with their ViaTalk welcome package while the promotion is in place.
The company offers a variety...
Debt consolidation > VoIP Provider ViaTalk Offers New Customers Free Gas; Supports Hurricane Relief Efforts
Secured Loans Information
A secured loan is a personal loan which is generally offered to home owners. In a typical secured loan, the home is used as collateral against the loan, meaning that should you be unable to maintain the loan repayments, your home will be at risk. A secured loan is a loan made with an asset, often your home, used as security against default on repayments. When you apply for a loan from a lender they look to see if you have any security that you can offer that will make the risk of lending you money less of an issue. Secured loans are where you agree to offer the lender security over your home.
This means that the lender has the right to take ownership of this asset if you fail to make the loan repayments that are due under your agreement. This security will generally be your home even if you still have a mortgage on the property. This security basically makes a lender feel better about your ability to repay your loan. You put your security up as a guarantee to the lender so that...
Secured Loans Information
Debt consolidation > Secured Loans Information
Are You Overweight Because You're Not Sleeping Enough?
If you're like me, you probably wish that there was a way for you to lose weight without having to put in much effort, right?Everyone knows the importance of exercise and how it helps us with weight loss, but on some days don't we all wish we can just sleep in bed and lose weight at the same time?Well, I've got some great news for you... Sleep is a critical part of your weight loss program!This is a little-known fact, but did you know that sleep can affect your weight?
Rather, it's the lack of sleep that can make you put on unnecessary weight.
You may actually lose more weight if only you were to sleep more every day.
What an intriguing thought, isn't it?
In a review of several studies examining the impact of sleep on the regulation of metabolism, Dr. Eve Van Cauter, Professor and Research Associate at the University of Chicago, noted that the association between hormones and sleep was identified more than 30 years ago when it was reported that adult...
Debt consolidation > Are You Overweight Because You're Not Sleeping Enough?
insurance quotes Michigan's Poor Children Face An Uphill Battle
How to Choose the Right Commercial Lender and the Right Commercial Loan
It is often tempting to jump into the first opportunity for a commercial loan that you may come across. While your tendency may be to focus on how additional funds may support or expand your business or commercial real estate portfolio, you have to take the time to make two important considerations - choosing the right commercial lender as well as the right loan for your business. You should evaluate potential lenders as well as their commercial financing options to see which are best suited for...
How to Choose the Right Commercial Lender and the Right Commercial Loan
Debt consolidation > How to Choose the Right Commercial Lender and the Right Commercial Loan
New Information Resource about Breast Augmentation Surgery -- The Cosmetic Surgery Directory
Denver, CO (ContentDesk) April 5, 2006 -- Breast augmentation surgery is the second most popular cosmetic surgery procedures according to The American Society of Plastic Surgery. With the advent of the Internet, there is an abundance of information about breast augmentation as well as other cosmetic surgery procedures. Unfortunately, much of that information only highlights the benefits with glamorous before and after photos. We realized that consumers are looking for a comprehensive information...
New Information Resource about Breast Augmentation Surgery -- The Cosmetic Surgery Directory cosmetic dentistry
Debt consolidation > New Information Resource about Breast Augmentation Surgery -- The Cosmetic Surgery Directory
Parfumeur ALEX MAX BEVERLY HILLS Creates a real Rock n' Roll Perfume Gift, "EMBER'S FLAME" PERFUME, for Main Character in The Best Selling Novel by LISA REED famous writer and Wife of Gun's and Roses, DIZZY REED.
(ContentDesk) August 11, 2004 -- Parfumeur ALEX MAX BEVERLY HILLS has created a perfume gift with pheromones that every girl who dreams of marring a Rock Star should be wearing. Created for the Main Character Ember, a beautiful Stripper with a Rocker Boyfriend in the best selling Novel BY LISA REED (The real Rock Star wife of keyboard player Dizzy Reed of GUNS n' ROSES) titled "EMBER'S FLAME"...Ember's Flame Perfume is a Combination of secret scents with added pheromones to attract that Rock Star,...
Parfumeur ALEX MAX BEVERLY HILLS Creates a real Rock n' Roll Perfume Gift, "EMBER'S FLAME" PERFUME, for Main Character in The Best Selling Novel by LISA REED famous writer and Wife of Gun's and Roses, DIZZY REED. perfume Michigan's Poor Children Face An Uphill Battle Debt consolidation
Debt consolidation > Parfumeur ALEX MAX BEVERLY HILLS Creates a real Rock n' Roll Perfume Gift, "EMBER'S FLAME" PERFUME, for Main Character in The Best Selling Novel by LISA REED famous writer and Wife of Gun's and Roses, DIZZY REED.
How Much Is Enough?
HOW MUCH IS ENOUGH?There is a lot of information on just how much protein you need to eat to gain the muscle you want to. It is true that protein builds muscle mass, but it can also be burned as energy instead of being used to build and recover muscle tissue. So what is the right balance? As an athlete, you need carbohydrates and protein both to reach a balance that will yield results. Bodybuilders need a carbohydrate-based diet since carbohydrates are stored in the muscle for energy. If your...
How Much Is Enough? Michigan's Poor Children Face An Uphill Battle
Debt consolidation > How Much Is Enough?
Debt consolidation
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